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Services
Lending
Rural Bank of Paracale range of specialist lending products puts you in charge of your farm’s financial management, so you can stay on top of challenges and grab opportunities with confidence.
Microfinance Loan
Loans granted to the poor and low-income households for their microenterprises and small business.
E-Micro is designed to individual borrowers which will serve as additional capital to enhance and finance exist.
MICRO+ borrowers will qualify on this product shall have a track record of at least two microfinance loan.
Agrarian Reform Credit
Loans granted to borrowers who are not beneficiaries of agrarian reform but engaged in agricultural related activities relating to processing, marketing, storage and distribution of products.
Gadget Loan
Rural Bank of Paracale (CN) Inc is now offering this kind of loan to finance the purchase of electronic gadgets with low interest rate. Gadget Loan is a loan package intended for borrowers of the Micro finance and Regular loan with good repayment records and and new client with good credit standing within the community.
Real Estate
Real estate is a class of "real property" that includes land and anything permanently attached to it, whether natural or man-made.
There are five main categories of real estate: residential, commercial, industrial, raw land, and special use.
You can invest in real estate directly by purchasing a home, rental property or other property, or indirectly through a real estate investment trust (REIT).
Savings & Investments
Whether you’re investing for your business, building up a retirement nest egg, or saving up for something you want now, Rural Bank can help.
Kaibigan Savings
A Kaibigan Savings Account to start saving for the future. It is like Regular Savings Account with lesser opening amount, maintaining balance and dormancy charges.
Regular Savings
A Regular Savings Account to start saving for the future. It is a guaranteed way of investing your money safely while earning interest.
Special Savings
A Special Savings Account or Time Deposit to start saving for the future. It is a guaranteed way of investing your money safely while earning interest as compared to Regular Savings Deposit.